Gemmy ConnectPayments. Education. Africa.
Gemmy Connect builds payment infrastructure for African businesses and educates people financially — right inside the app.
Our FinTech Services
Innovative financial technology solutions that drive digital inclusion and business growth across Africa.
Payment Infrastructure
End-to-end payment rails built for African markets — from merchant onboarding to settlement and reconciliation.
Financial Education
In-app financial literacy that starts with investing — teaching users how to invest, budget, and grow their money, all built right into the product.
Financial Analytics
Real-time dashboards and insights that help businesses understand their cash flow, spending patterns, and growth opportunities.
Trusted by 10+ businesses across Rwanda
View All Services →Building the payment infrastructure Africa actually needs.
Gemmy Connect is a Kigali-based FinTech company building the financial rails African businesses actually need — fast, secure, and built for the continent's realities.
We operate at the intersection of emerging technology and East African commerce, developing products that bridge modern digital infrastructure with everyday merchants and businesses.
Our ProductsPayment Infrastructure
We build the payment rails African businesses actually need — gateways, wallets, and settlement systems designed for local realities.
Financial Education
We educate people financially through the app — starting with investing, then budgeting and growing money. All built into the product.
Where We're Headed
Starting from Rwanda, we're expanding across Africa — making digital payments and financial literacy accessible to everyone.
Our Milestones
From payment infrastructure to financial education — here's what we've built, what we're building, and what's coming next.
Launching Rwanda's First Unified Payment Gateway
We built and deployed a payment gateway that connects mobile money (MTN, Airtel), Visa/Mastercard, and bank transfers into a single API — giving Rwandan businesses one integration for all payment methods.
Highlights
- 3 payment methods unified
- Under 2s transaction speed
- PCI DSS compliant from day one
Building a Wallet That Works for Everyone
We developed a mobile-first digital wallet designed for everyday Rwandans — P2P transfers, bill payments, and merchant QR payments. No bank account required. Just a phone number.
Highlights
- Works without a bank account
- QR merchant payments
- Instant P2P transfers
Teaching Africa to Invest — Inside the App
We are embedding a financial education layer directly into our wallet app. Users get bite-sized investing lessons, budgeting tools, and guided financial goals — all while they transact daily.
Highlights
- Investing lessons for beginners
- In-app budgeting tools
- Goal-based financial tracking