Gemmy Pay
Africa's unified payment API.
One integration for mobile money, cards, and bank transfers. AI fraud protection built in. Designed for how Africa actually pays — not adapted from somewhere else.
Payment Methods
Every way Africa pays
One API, all the rails. We add new methods every quarter based on merchant demand.
Why Gemmy Pay
What you get
One API. Every payment method.
Connect MTN MoMo, Airtel Money, M-Pesa, Visa, Mastercard, and bank transfers through a single integration. Stop juggling multiple providers.
Built for African markets.
Local currencies, mobile money infrastructure, and real-world payment challenges — designed from the ground up for this market, not bolted on.
AI fraud protection included.
Real-time fraud detection on every transaction. Pattern recognition, velocity checks, and automated alerts keep your business safe 24/7.
How It Works
From sign-up to accepting payments
Sign Up
Create your account
Get API Keys
Sandbox access instantly
Integrate
One REST API call
Go Live
Switch to production
Scale
Add methods, markets
Get Notified
Be first in line
We're building Gemmy Pay now. Tell us about your business and we'll notify you the moment we launch.
- Be first to know when we launch
- Shape the product with your feedback
- Founder pricing — locked in forever
- Direct input on product roadmap
Part of the Gemmy Connect Ecosystem
OneGemmy + Gemmy Pay
OneGemmy is the core business platform. Gemmy Pay is the payment engine that powers it. Both coming soon.
Ready to accept payments across Africa?
We're building the platform now. Sign up to get notified when we launch.